Group Benefit Strategies, LLC

Our mission is simple. We listen.

At Group Benefit Strategies we take the time to understand your business. No cookie-cutter sales approach — no hype. Just honest, professional assistance from partners who are intimately familiar with the group benefits industry.

Together, Group Benefit Strategies associates represent over 100 years of experience in the industry — and we’re committed to helping you make choices for your business that increase your productivity as well as protect your employees.

Intimate knowledge of the products available to employers today, coupled with a thorough understanding of industry standards and regulatory requirements in Maryland, Delaware and Pennsylvania, makes Group Benefit Strategies your independent broker of choice when it comes to providing benefits for your staff — and we have saved our clients thousands of dollars in benefit costs.

We help you select the right insurance package to fit your needs.

At GBS we provide all the lines of coverage you have available in the group market for people in between jobs, students, part-time workers, retirees, or self-employed individuals. We also help seniors navigate the dizzying array of options for Medicare supplemental insurance.

Some of these types of policies require medical underwriting at this time; however, we are available to assist our potential clients with all the help they need to implement these types of plans. Our organization has the expertise to help guide you to find the most affordable and comprehensive individual insurance coverage in the marketplace.

As an independent health insurance broker in Harford County, we represent your interests, and not those of any one insurance company. We ask you the questions an online cookie-cutter form can’t, to help ensure you get a plan tailored to your needs. We’ll leverage our expertise to offer you expert guidance and access to policy information for recommended, personalized coverage options.

We’re here to answer your questions about the differences between plan types and the meanings of industry-specific terms. We are up to date on both state and federal insurance laws and regulations, which vary by state. We can also offer you some perspective on what policies most people in your shoes tend to select and how those decisions play out going forward.

Best of all, this service is free to you, the individual. As an independent insurance broker, we are paid commission directly from the insurance carrier you individually select. We don’t try to steer you towards a certain company – that’s against the law, and a dishonest practice. We’ll help you determine which of the many individual insurance plans are right for you.

Winner of the 2020 Harford Chamber Business Award!

Call us today at 410-420-2828 for an assessment of your employee benefits, HR and payroll needs, or contact us online and one of our representatives will get back with you shortly.

Our Services

A variety of services to fit your life and needs.

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Our Process

Evaluating your current situation to your best benefit solutions


Strategic Planning

Understand your objectives
Gather Data
Assess current plan
Recommend modifications
Analyze carrier proposals
Negotiate contract terms
Assess contributions


Integration Services

Facilitate employee meetings/seminars
Manage implementation of benefits
Resolve disputes with carriers
Assist in claims, billing and administration



Review benefits for the best "fit"
Negotiate plan renewals and contract
Consult on COBRA administration
Implement effective employee communications
Monitor claims experience and participation



Day to day claims resolution
Enrollment tracking identification card inquiries
Processing of all necessary paperwork for your group
Preparation for your upcoming renewal
Easy access to our representatives

What Our Clients Are Saying

Robin Griggs

Maryland Group Benefit Strategies Pennsylvania

Our Agent, Glenn Arrington and the Agency staff at Group Benefit Strategies have been very attentive to our needs. When we grew our business to over 50 employees he was able to provide Medical benefits at a lower cost to our company and our employees. What a surprise this was to actually lower our cost for health insurance. They are an asset to our company that serves us.

Robin Griggs
Premium Concrete Inc.

Nina Ratcliff

Maryland Group Benefit Strategies Pennsylvania

After Glenn Arrington at Group Benefit Strategies provided a ACA Seminar for our Associate ASA of Baltimore back in 2013, we decided to switch our broker to their agency, based on knowledge and expertise of the compliance of the ACA. We have, from that point on, valued the relationship and this year reduced our rates by 8%.

Nina Ratcliff
ARC Construction

Joan Manns

Maryland Group Benefit Strategies Pennsylvania

13 years ago Glenn Arrington approached us for our employee benefits. After deciding to move our business to his agency, we can not be more happy with his services. Our relationship has added more and more benefits along the way. I would recommend there services to anyone.

Joan Manns
Key Systems Inc.

Gary Jennings

Maryland Group Benefit Strategies Pennsylvania

Back in 1994 our health benefit packages were handled by MAMSI through their representative, Glenn Arrington. I’ve been extremely pleased with Glenn’s attentive service for over the years — that when he became an independent broker 13 years ago, I continued to use his services. It’s hard to believe 23 years have gone by and we still are extremely happy with their services at Group Benefit Strategies.

Gary Jennings
President, Automotive Engineering Inc.
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